Do You Need to Insure a Dirt Bike in Alberta?

rider riding green motocross dirt bike. You can legally drive a dirt bike without insurance on private land in alberta, canada.

In Alberta, laws regarding dirt bikes are in the Alberta Transportation Rules and Regulations Applying to Small Vehicles.

Dirt Bikes are motor vehicles that are classified as an off highway vehicle (OHV).

Do you need to insure a dirt bike in Alberta?

You DO NOT have to insure a dirt bike that is being driven on private property only.

You DO have to insure a dirt bike to drive it on public roads and highways.

Source

This also applies to other off highway vehicles such as ATVs and Snowmobiles.

If using privately on your own land, you don’t need registration or insurance. If you are using them on public roads, you need both insurance and registration.

This differentiation also applies to other rules as well. No helmet law, age law, or licensing on private land.

On public roads you must be properly licensed, be at least 14 years old and wear a helmet.

In Summary

  • You DO NOT have to register or insure a dirt bike in Alberta if you are driving on private land, but
  • you DO have to register and insure a dirt bike if you are driving on public roads.
  • Dirt Bikes are considered motor vehicles in Alberta Traffic Laws, but more specifically they are considered Off Highway Vehicles (OHVs).
  • This legal concept also applies to other OHVs such as ATVs and Snowmobiles.

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