Can You Insure a Car Without a License in Alberta?

Signing insurance contract. You can insure a car in Alberta without a drivers license.

There are good reasons someone may ask this question. Maybe you want to insure a vehicle that is parked on your property but you have no license, or a family member plans to use your vehicle.

Perhaps you have a license from another province, but not an Alberta license. Let’s discuss these questions.

Can you insure a vehicle in Alberta without a license at all?

The answer is yes, you can insure a motor vehicle without a license in Alberta.

However, you will be required to list a licensed driver on the insurance.

Can You Insure a Vehicle with a License from a Province Outside of Alberta?

Yes, you can get vehicle insurance in Alberta with a license from another province.

There are rules and time limits for using your out of province license while you make the move to Alberta. These are temporary measures for moving or visiting.

See our other post about Insuring a vehicle in Alberta with a BC license for more details on this concept.

In Summary

  • You can insure a vehicle in Alberta without a license at all, but a licensed driver would have to be listed on the insurance.
  • You can insure a vehicle in Alberta with a license from a different province, but these are temporary conditions.

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