The Alberta Demerits Points program lists all the demerit totals for each traffic violation. We can link to the entire document.

Alberta Demerits Points program

But if you don’t want to scroll through the entire document, we will specifically talk about demerits for no insurance or other similar traffic violations.

What does the demerits points program say about driving without insurance?

How many Demerits for Driving without Insurance in Alberta

Driving without insurance in Alberta results in a 3 demerit points being added to your driving record.

Too many demerits in a certain period of time will lead to serious legal consequences.

The violation falls under Section 54(1)(a) of the Traffic Safety Act.

Of course, the 3 demerits on your record would be among the least of your worries in this scenario.

Driving without insurance in Alberta is a serious offence.

Here is a chart of other similar Traffic Violations in Alberta that will lead to demerits on your driving record.

Demerit Point Violations in Alberta

• Driving Without Insurance
  • Violation Description: Operating a vehicle without proper insurance coverage.
  • Enactment and Section Number: Section 54(1)(a) Traffic Safety Act.
  • Demerit Points: 3.
• Driving While Unauthorized
  • Violation Description: Operating a vehicle without the required class of license or endorsements.
  • Enactment and Section Number: Section 51(a) Traffic Safety Act.
  • Demerit Points: 2.
• Driving While Suspended
  • Violation Description: Continuing to operate a vehicle while your driver’s license is suspended.
  • Enactment and Section Number: Section 94(2)(a) Traffic Safety Act.
  • Demerit Points: 6.

In Summary

• Driving in Alberta without insurance is worth 3 Demerits in your driving record
• This is a serious violation that comes with other fines and charges
• Section 54(1)(a) Traffic Safety Act